RateScore
For brokers

A neutral forecast you can share across every lender you place with.

No lender ties, no rate sheets: a public benchmark forecast with a stable URL and downloadable CSV.

This week
7.28%
30-yr forecast · PMMS 7.24% on 2026-10-29
7.13%range ±0.157.43%
Open the wait check →
Stable weekly URL: /forecasts/2026-W45
JSON API: /about#api
Pipeline workflow

Run the week off one graded number

Monday: triage the pipeline

Pull the forecast CSV. Sort open files by how close each borrower is to their payment ceiling. A $81/mo swing on $400k matters most to the tight ones.

Before Tue Nov 3: lock / float list

Election week widens the range. Flag files with closing dates inside 30 days and price them across more than one lender before Tuesday.

Thursday: recap to referral partners

After the PMMS grade, send agents and partners the scorecard link. HIT or MISS, a graded benchmark beats a hunch, and it’s lender-neutral.

RateScore forecasts the national PMMS average. Lender pricing, LLPAs and locks are yours to shop.

Proof

A benchmark you can audit

See every forecast and grade, including last week’s miss →

FAQ
Is RateScore tied to a lender?

No. We are independent and take no lender placement fees.

Can I embed the data?

Yes, CSV/JSON are free with attribution.

White label?

Not yet.

Estimates only. Not financial advice, not a rate quote, not an offer of credit, not a rate lock. Talk to a licensed loan officer about your situation.

Borrowers: Buy now or wait? Loan officers: A graded call for clients Agents: Rates → buyer payment

Optional: get the Monday forecast and Thursday grade by email.

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